A card reader reads the data on the card provided (whether it’s inserted for Chip and PIN or swiped/tapped using near-field communication). The full process can be broken down into 4 steps:

1) Authentication: The data that is embedded on the card is authenticated.

2) Verification: The merchant’s payment processor contacts the customer’s card issuer (usually a bank) to verify the card.

3) Authorisation: The card issuer then checks the funds in the cardholder’s account and authorises the payment.

4) Confirmation: Once authorised, a response is sent back to the card reader to confirm that the transaction has been approved.

Most importantly, all the above occurs in a matter of seconds!

Most modern card readers will allow you to either insert your card and then enter your PIN (Chip and PIN), or swipe/tap your card (or mobile wallet) using near-field communication contactless technology.

You may also see or hear a card reader referred to as a card machine, a card terminal, a PDQ machine, or a payment terminal.

If you would like to purchase one of our Clover card readers, or if you’d like further information about any of our products, simply contact our Sales team today.

To get a quote for any of our Clover card readers contact our Sales team today. 

If you would like to purchase one of our Clover card readers, or if you’d like further information about any of our products, simply contact our Sales team today. 

Yes. A card reader is just another name for a card machine. However, that doesn’t mean that other devices labelled card machines or card readers come as fully equipped and capable like our Clover devices.