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CH on File and ACH Payments

Pay by Bank Account

Seamlessly and instantly connect consumers to bank account payments via apps and digital banking at a low cost.

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More Revenue, Optimized Transactions

Anywhere your consumer uses a card, help them link to a bank account. With one provider for ACH enrollment, payments and settlement services, streamline across all channels. Optimize funding with a warranty of funds and next-day funding.

Powering Global Brands
 
  • Item 1 of 5 Extend Savings
  • Item 2 of 5 Unlock All Channels
  • Item 3 of 5 Enroll Easily
  • Item 4 of 5 Enhance Loyalty
  • Item 5 of 5 Contact

Connect with Customers and Save

It only takes a customer 60 seconds to enroll. Merchants realize increased savings, enhanced customer engagement and more opportunities to drive loyalty.

s
Average consumer initial enrollment time

By the Numbers

A glance at the type of anticipated results from eACH backed by TeleCheck platform data. Source: TeleCheck Platform Data

98

%
Approval rate on transaction counts

30

%
Average realized savings versus interchange

99

%
Coverage for US online banking populatio

Digital ACH Payment Channels

Design low cost payment channels to fit your business and customer needs under a warranty of funds, without chargebacks and next-day funding. Link customer bank account payments to everything from loyalty cards and payment fobs to a variety of IOT enabled devices. Also accept ACH on file for recurring payments.

Point of Sale
Online
Mobile Apps
At the Pump
Recurring

Easily Enroll Consumers

One time, low friction customer enrollment enables access for easier payments of all types. Allow your customer to use their banking login for app-based consumer facing forms for ACH on-file enrollment, validation and updates.

Select Your Bank View
Select Your Bank View
Review Account Details View
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Ready to Pay View
Ready to Pay View

Optimize Payment Authorization and Cost

  • National Grocer Success Story
  • Consumer Success Benefits
  • Retailer Success Benefits
 

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Savings Re-invested in Customer Loyalty

 

we partnered with a leading national grocery chain to provide an electronic ACH solution for consumers to pay in-story, at the pump and with the mobile app.

 

Program savings and our loyalty program integration resulted in a value-add for customers to decrease payment costs.

 

Source: TeleCheck platform, Fiserv, Internal reporting 2019

 

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One Low Friction App Enrollment

 

Consumers enroll one time and can use loyalty ID or phone number to access their account each time they shop.

 

More loyalty points are earned by customers as they use the app for each transaction.

 

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Virutally Every Consumer Payment Use Case is Supported

 

Electronic ACH enables low-cost, real-time authorized payments, no interchange, no chargeback liability.

 

Complement existing loyalty programs and generate savings to ease funding for loyalty benefits.

End to End in One Easy Integration


Developer-Friendly ACH On-File Solution

Customers use the ConnectPay Mobile ready SDK and are provided with an ACH Payment Token. Add-Mobile Integration Offerings: iOS, Android, Web

View the power of our SDKs in our Enterprise Merchant Guide.

Learn More

Tell Us Your Vision. We Can Build a Solution.

We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.

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Turn Payments Into a Competitive Advantage

Our dedicated solutions engineers work with you to understand your business needs and how to best leverage our intuitive, secure, and industry leading products to help you grow.

Large Business Solutions
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©2024 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and Pathward, N.A., Sioux Falls, SD.

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