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PaymentPreferences

Simplify payments and offer more choices

Make it easy for customers to shop and make purchases the way they want.

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Offer more payment options

Increase satisfaction, improve conversion rates and reduce cart abandonment.

Check processing and ACH solutions simplify the payment process for shoppers, as well as businesses. 
 
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Place your brand directly into customers' wallets and drive acquisition, retention, and loyalty.
 
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Give your business a competitive edge by modernizing payday and shortening the wait.
 
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Accommodate customers wanting to
avoid locking up credit lines for higher-end purchases.
 
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Enable the millions of people who rely on government assistance programs to make digital purchases.
 
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eCheck and ACH

Most customers reach for credit or debit cards when making in-person, online, or mobile payments,  however some prefer to write checks or make electronic payments using their bank accounts.  With check processing and ACH solutions from Fiserv, you're able to open up your payment method options, increase sales, reduce costs, and minimize processing delays.

 

TeleCheck

TeleCheck quickly scans its nationwide database of check-writing history which contains information from thousands of banks, helping protect business from potential losses.

eCheck Acceptance

Electronic checks are typically processed faster than paper checks and lets your business convert paper checks into digital payments often clearing within a day or two.

Internet Acceptance

An option to buy products or pay bills from a bank account. Depending on the checkout process, payments are processed as a recurring ACH debit or a one-time eCheck.

Mobile  Acceptance

Mobile check acceptance enables you to process and deposit checks anywhere, from a smartphone or tablet.

Gift Card Solutions

The key to customer loyalty, as shown in the 21st Annual Prepaid Consumer Insights Survey from Fiserv.

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GiftCardSolutions

Gift cards and loyalty go hand in hand

Merchants' most devoted customers tend to spend more money with them, return to their businesses more often, and advocate more for their favorite brands. Is your business gift card ready?

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Earned Wages Access

Empower your workforce with the choice of how and when they get paid. 

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Help employees pay bills sooner, borrow less and save more
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Alleviate employees from the debt cycles of payday loans
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Keep employees engaged, not financially distracted
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Boost productivity and avoid costs associated with turnover
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Reduce payroll time and costs with less paper check issuance

Buy Now Pay Later

Increase sales velocity and drive spend with the fastest growing alternative payment option in North America.

How It Works

Online EBT

Diversify your payment mix to include methods people need like Electronic Benefits Transfers.

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Average portion of overall payment mix attributed to Online EBT for grocers1

 

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Americans who recieve subsidized benefits2

 

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Coverage across America's states and territories offering consistent experiences1

Tell us your vision. We'll bring the solution.

Our team of experts will help identify the right solutions that align with business goals.

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EBT Sources: (1) internal and client related results, (2) NPR

 

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©2024 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and Pathward, N.A., Sioux Falls, SD.

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